Posts page

DKB or Santander Visa Card?

Now Santander instead of DKB Visa Card?

29.10.2018:  Exactly at the time when the DKB cancelled the refund of foreign fees for withdrawing cash, the Santander introduced it with the 1Plus Visa Card! Back then, I thought that this was a bad joke! I thought it wouldn’t last. I was wrong! About two and a half years after this absolute improve of condition (for us … read more

Best credit lines in a comparison

Best credit lines in a comparison ✅

6.10.2018:  As you perhaps already know, I have a credit line at both of the following providers. They are by far the leading banks in this special segment! Due to the fact that not every application is approved at the first time, this comparison helps you taking the decision at which bank you should apply first. Questions? Help? … read more

Loan rejected?

Loan rejected? Tips for Try No. 2

28.9.2018:  Sometimes, people only become aware of our special portal, when they google in the Internet searching for the reason of a loan rejection. Upfront: You will never find out the true reason, because this is never told. Assumptions do not further help you, because they are an excuse and stick to the status quo (= no loan). … read more

Postbank Business Account

Open the business account of the Postbank?

19.9.2018:  In the past 2 years, a hand full of start-ups, which offer a Smartphone-based (partially free) business account with Mastercard, arrived at the market. We took a look at all of them! Moreover, we also peeked into the business account of the Sparkasse and Volksbank, as well as of the Deutsche Bank and Commerzbank. Finally, we decided … read more

Barclaycard Visa

New Barclaycard Visa: Now better?

6.8.2018:  Barclaycard discontinues the for many years successful and repeatedly rewarded Barclaycard New Visa. Its successor is simply called Barclaycard Visa and is elegantly black. But… Attention: considerable change of conditions! Old and new card in a comparison You can see the pictures of my own cards, because I use them myself and report of my own experiences. … read more

car loan cheap

Secret advice: Car loan in Germany

9.7.2018:  Besides investment banking (which also bears risks), banks earn most of their money through granting loans. Of course, because they get interest from money, which has been “drawn” with the loan approval. Guiding idea: Being smart bank customers, we won’t change the bank system, but we know or learn to use it cleverly! Who knows the banking … read more

deposit cash germany

Deposit cash through the Norisbank ► free of charge!

4.6.2018:  Today, you get a solution idea that I myself do not use – but some committed smart bank customers of our community: How do I deposit my cash free of charge without a local account? Prelude: local banknotes become more and more expensive Being frequent readers or customers of the Sparkasse and Volksbank, you know it: Maintaining a … read more

asset building

Asset building for kids and teenagers in Germany

23.5.2018:  The asset building for children and teenagers is easy. Especially, if you are a mother or father, as one needs you for the account opening. Sometimes, the offspring first has to convince the parents to open an account, so that he/she can already start with the asset building in early years. The most important is the time! … read more

Free credit card Germany

ING-DiBa or Barclaycard Visa?

17.5.2018:  Sometimes, free credit cards are all placed under the same umbrella, although they are very different. Which card is better suited for your individual use? With this page, we give you a conclusive comparison, so that you know already before the card application with what you engage and what you can expect from the respective provider. At … read more

Overdraft facility

Overdraft facility (interest and line) in comparison ✅

9.5.2018:  Experience tells us that people who are considerably in the overdraft, only care little about the interest rate. Perhaps this is one of the reasons, why they use it regularly? We smart bank customers value the possibility of overdrawing the account to avoid things like return debit notes and the negative consequences of them. Although we should … read more

Great new option:

N26 Mastercard
We help to open the right bank accounts and use them cleverly.

Bank Account Opening in Germany

New instructions:

The best way to get a loan in Germany!

My own current account:

apply for free DKB account with credit card
known from:
Der Privatinvestor Bayern 1 Travelbook Spiegel Online Wirtschaftswoche Zeit Online