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29.3.2021: After our lastest securities account comparison of German providers, we had a request from our community for providers abroad with good conditions and we know the following from experience: German-speaking customer service. One of the biggest providers internationally is Interactive Brokers with their headquarters in New York, USA. You can only become a customer there, if you … read more
16.3.2021: Introduction: As we can recognize the new trend that Visa cards and Mastercards are not issued or are only issued for a fee as “true” credit cards at current account holding directs banks, such as the Comdirect, DKB or ING, it is again time to look for supplements. One option could be the “gebührenfrei Mastercard Gold” (fee-free … read more
26.2.2021: “Our” three main current account banks have adjusted their conditions in order to maintain themselves for the future. As there are partially changes on the way for us bank customers, you can see the new detailled comparison here: DKB ING Comdirect Account management fee per month free of charge free of charge if fulfilling one of … read more
22.2.2021: André Kostolany, one of my role models from my youth, said: Yes, our financial system is a fraud – but a damn good one! He did not see – during his time – any better alternative. Are we more evolved today? Some say no They say, “If the existing financial system will break down, there will be death and … read more
15.2.2021: Most of our readers did not catch it or have only observed it a little. We will address this case in our Sunday-mail, because it could be pioneering for the future. What happened? (rough summary) Most private investors buy shares and leave them. Their gain consists in the regular dividend payments (when the companies distribute profits among … read more
8.2.2021: The DKB with more than 4.5 million customers – main product is the free current account “DKB Cash” – is the German “bank leader”. When it changes some decisive conditions, then similar conditions change at other direct banks shortly after. However, they were most often not able to keep pace. Whether this also applies to the current changes, we … read more
25.1.2021: This is our recommendation for a secure “P-Konto” (account with seizure protection) – why and the background in the article. The most important data briefly: Withdrawing cash free of charge around the globe (1 × month) Incoming transfers free of charge (5 × month, then 50 cent each) Payments in Euros with the Mastercard are always free of charge … read more
8.12.2020: Have you ever noticed that you have to state your exact income at the loan application, but not your expenses? In any case, except for the actual rent costs or possible installments of existing loans. This is due to the fact that banks substract the expenses of the loan applicant with lump sums within the “expenditure account”. … read more
2.12.2020: Yes, many of us do not need a branch office bank anymore and therefore we have a DKB or ING account. Nevertheless, there are people who prefer the personal contact for some bank services. This article has been produced for them. Of course, we all can take part in it and supplement it using the comments feature … read more
1.10.2020: With great joy, I find out that there is currently an increasing number of sideline business creations. This is a good sign for the future. Even if business creations are implemented in front of the uncertainty of a crisis, they can develop a whole lot of positive energy that so far bystanders come to have better thoughts … read more
