In the first part, you have read about how to open the online account within 2 minutes and immediately obtain the account number.
On this page you will learn how to set up the account in PayCenter:
- Consign the mobile phone number
- Legitimating via PostIdent
- Consigning the shipping address
- Design of the MasterCard
The succession of the set up does not matter.
First Login into PayCenter:
Consign the mobile phone number to receive SMS
must be stated in the national format. For example: 01729876543 (not +491729876543).
This means that you need a German mobile phone number.
A prepaid phone card is perfectly fine. If you do not have a German mobile phone number yet … here you can find a provider that provides you quickly with a SIM Card with number: www.klarmobil.de.
The mobile phone number has to be confirmed with a TAN that is sent to your mobile phone after entering the number. You may change your mobile phone number at any time in online banking.
The phone number can be changed anytime in online banking.
Legitimating via PostIdent
You have the possibility to print the coupon for the PostIdent-procedure or to upload it to your smartphone.
In the smartphone variant, you receive a SMS (for this, your mobile phone number must be consigned first at PayCenter), in which a link is included. When you click on the link, your PostIdent coupon will be displayed. For this, you must have an Internet connection. This variant is quite handy, if you do not have a printer nearby.
You can even open the online account on the move via smartphone and go directly to the nearest post branch office to complete the identification process. Quick and convenient.
Paperless account opening is possible
You go with the PostIdent coupon (printed or as a screen display) into a branch office of the Deutsche Post. Please also take your ID card or passport with you.
Account opening also possible with foreign identification documents
Foreign ID cards or passports are accepted by the post as well as by PayCenter. This way, everyone irrespective of their citizenship can get this account. He/She must legitimate once only at the German Post.
The postal worker told me that it often happens that foreign passports are presented. This is not a problem.
ID-Assessment is forwarded immediately to PayCenter
One simply signs the ID-form in the post office and the form will then be sent by mail to PayCenter. However, since the data has already been recognized in the post computer, the activation takes place electronically.
You do not have to wait several days for the mail to arrive. The online account is fully functional virtually from the moment of identification at the post office! This is an enormous time advantage compared to conventional banks, isn´t it?
Consigning the shipping address for the MasterCard
If you do not make any changes, your MasterCard will be sent to the address that is stated on your ID card or passport during the PostIdent-procedure. You can change the consigned address in the online banking system at any time.
Additionally, a shipping address can be specified. The shipping of the MasterCard is free within Germany. If the shipping address is abroad, you will have to bear additional postage costs. This, however, goes without saying!
In another article, we will show how you can create an address in Germany in order to receive mail and how to forward incoming mail to another address.
Choose a design for your MasterCard
At MasterCard, you can choose between
- Standard design,
- Motif from an image database
- and the possibility to upload your own picture.
How this exactly works, I show you in the following video clip:
The individual MasterCard with motif does not cost any extra charges. You could say that it is a free motif card.
PayCenter setup completed
You made it! The online account of PayCenter is now completely set up. To use it, money must be deposited on the account. As soon as money comes in, the production of your MasterCard will start and you will receive the credit card only a few days later delivered to your shipping address.
Do you have questions?
Please post your questions about the setting up and usage of the online account of PayCenter as a comment at the bottom of this page. I would be glad to help with my experience other customers or interested parties.
Link to PayCenter ⇒ www.onlinekonto.de/mainpage