A new, self-confident generation:

How are people, who are smart bank customers?

Smart bank customers do not settle with one offer that one bank puts in front of them. They are looking for the best solutions and often carry more than one debit card or credit card in their wallets.

They are no grumblers! They focus on the positive things (in life). That means that they sometimes even change a bank product, if it does not work out well …

Smart bank customers want to get the best of their financial relations and are willing to:

  • research the Internet,
  • try new ideas and offers,
  • share their experiences with others.

Smart Bank customers do not want to:

  • pay account management fees,
  • restrictions at cash withdrawals,
  • expensive and/or hard to reach hotlines.

Smart bank customers are annoyed by:

  • unjustifiably high fees,
  • poor exchange rates,
  • incompetent staff members of the customer service.

Smart bank customers have the energy to look for better solutions and:

  • to open new bank accounts or credit cards,
  • to test whether the offer completes the promised,
  • to request, if necessary, a full service commitment
  • and are willing to share their knowledge and experiences with others.


Smart bank customers often care what happens to them and the world. They keep learning (financially) and engage themselves for making the world a better place. For the small as well as the big picture, because the big picture is made up of a variety of small things.

Are you a smart bank customer?

If you are a smart bank customer, then you are at the right place. This web portal has been created specifically for smart bank customers.

It will be further developed into a platform through which smart bank customer can share their opinions even better and can join in the future.

Please come back often or sign up ⇒ hier ⇐ (in German language) as a fan. This way you will be notified when there is interesting news. Moreover, you can use the internal area, where you will find ebooks and video courses (that are not linked from the public area), among other things.

Understand this site as an invitation to get involved. You can post e.g. your ideas and suggestions directly at the end of this page. Thank you for visiting us!

This website is made for smart bank customers!

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Who writes here?

Someone who gained experience with more than 100 banks in more than 20 countries during the past 15 years. My name is Gregor and if you click to continue you can find out why I am here and what this site is for ⇒ continue.

8 Responses to “How are people, who are smart bank customers?”

  1. Dianne says:

    Hi, I am moving from Australia permanently to Serbia how ever I do not wish to open an account in Belgrade .
    What is possibility to open fix term account in Germany or Austria and
    to get debit and credit card with international withdrawal of cash and buying ?
    Kind regards,

    • Gregor says:

      Hi Dianne,
      do you speak some german and / or have a post address in Germany or Austria? Is your nationality Australian or Serbian?
      Kind regards

  2. Sam says:

    Are the benefits for fans only provided in German?

    • Gregor says:

      Originally we are a German language portal, which makes sense regarding our main readership. We have been translating our most important articles into English. This year we will also implement an English version of our Sonntagsmail (Sunday Mail ) an. The whole work, time and energy we put into that, of course only makes sense, if a few people read it and where applicable are bring themselves in as smart bank customers, e.g. with a helpful commentary or guest article. In the German language section we already have a great community.

  3. Maria Cecille Perez says:

    Without a doubt, bis jetzt I’ve yet to read something as comprehensive and compact as here!!! Yes I would say to start with, when one does not have a bit of German it would be difficult. But logically we would need some of the language to be able to correctly communicate what we need.

    Many grateful thanks, really.


  4. Kyriakoula Demetriou Georgiou says:

    Hi I am from Cyprus and I am a smart bank customer.

    Do you open international accounts?

    Your way is what I was thinking and couldn’t find in Cyprus.

    I am really interested to open an account with overdraft facility and credit line upto euro 35000. Current salary 1345

    • Editorial Team says:

      We are not a bank and do not open any accounts either. Feel free though to consult our online magazine.

  5. saleh Nasser yahya a says:

    Thanks for your help me

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