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ING-DiBa: Depositing money

Depositing money to the current account of the ING-DiBa free of charge is easy, but one has to know how it works … and we present it for you on this page!

Requirements:

  • You are holder of a free current account of the ING-DiBa
  • You have the ING-DiBa Girocard with you
  • You want to deposit an amount between Euros 1,000 and 25,000
  • You visit a branch office of the Reisebank AG (partner bank)
  • You have your ID-card or passport with you

You can see how the procedure of the cash depositing exactly works by watching this video:

Did you know that you can subscribe to our YouTube-channel in order to not miss any further instruction videos?

My own depositing

… took place on Saturday, 4th of December 2016, through the branch office of the Reisebank at the airport Frankfurt. Similar to Marie and Lukas in this article.

Already on the following Monday, 6th of December 2016, the money was booked on my current account, as you can see in this screenshot:

Buchung der Einzahlung von Geld über die Reisebank auf das Konto der ING-DiBa

I have only deposited bills. Coins would have been possible too – anyways, if the total amount is more than Euros 1,000.

Frequently asked questions on the depositing at the ING-DiBa

1. Does one always have to present the Girocard?

Presenting the Girocard is recommended by the bank, because one is virtually identifying oneself as a bank customer and the employee can copy the account number easily from the Girocard for the depositing.

In practice, cash deposits are also accepted, if one states the account number or IBAN someway else.

2. Depositing to a third party account?

The ING-DiBa officially states that deposits through the Reisebank are only free of charge for the account holder or the empowered person or that the ING-DiBa bears the fees for the deposit only for “own” people.

However, we received confirmation by the circle of our smart bank customers that no fees were charged at the deposit to an account at the ING-DiBa, if it is a third party account.

3. Does the bank also accept foreign ID-cards?

In most cases, yes. At best, you take the identification document, which you have used for the account opening at the ING-DiBa.

If you have an ID-card and a passport, then take the passport with you. The passport is the more-valued legitimating document in many issuing countries.

4. Can I deposit my daily takings this way?

Almost in any case no, because the ING-DiBa only offers current accounts exclusively for the private use.

The Deutsche Bank could be interesting for the opening of a business account, because there are possibilities to get it without a monthly account management fee and deposit money through the branch offices. Source: www.deutsche-bank.de.

5. How frequently can I deposit money free of charge?

The ING-DiBa does not know a limit of the number. Theoretically, you can deposit money several times a day.

There are only limits for the amount to be deposited. The bank has set a limit with Euros 1,000 to 25,000, which is meaningful for most customers (e.g. sales revenues of a car) and at the same time profitable for the bank.

6. Is it possible to deposit less than Euros 1,000?

Yes, however, you will have to bear the fees for the deposit yourself.

You then also have the freedom to make the deposit at other banks. For example, at banks that are situated closer to you or charge lower fees. The Reisebank is not popular, because its favourable fees. 😉

Further questions on depositing money at the ING-DiBa?

Please use the comments box at the end of the page. You are welcome to supplement this page with your experiences and advices. Many thanks for your engagement!

Thematically appropriate supplements:

Do you want to open an account at the ING-DiBa?

ING-DiBa Visa Card

With the ING-DiBa Visa Card, you can withdraw cash free of charge within the Euro-area – independently of the ATM-brand!

Perhaps you want to open a free current account at the ING-DiBa? Then I want to congratulate you to this decision. The ING-DiBa is Germany’s biggest direct bank … and this has a proper reason!

Germany’s biggest direct bank!

Moreover, being a new customers, one often receives a small bonus for opening a current account. Take a look at what is offered at the moment ► www.ing-diba.de.

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Who writes here?

Someone who gained experience with more than 100 banks in more than 20 countries during the past 15 years. My name is Gregor and if you click to continue you can find out why I am here and what this site is for ⇒ continue.

4 Responses to “ING-DiBa: Depositing money”

  1. bp says:

    Do you get a deposit slip after depositing for proof – in the conceivable case that the amount is not booked to the ING-DiBa-account?

    VA:F [1.9.22_1171]
    0
  2. gorky says:

    Thanks for the information. Can I send money (Euro) from one German bank (işbank) to my ING-DiBa-account freely ? Thanks.

    VA:F [1.9.22_1171]
    0

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