Opening a call money account is quite easy, as no creditworthiness check of the customer, like at the current accounts, takes place.
The savings account at the Comdirect can be opened for people with their place of residence within Germany as well as for people, who are (currently) living abroad. Speaking German is an advantage.
For everyone, who is not proficient in it, we have translated the main points of the application on account opening into English (the green words in the illustrations).
Step 1: Open the online application
Page with the online application ⇒ http://www.comdirect.de/cms/tagesgeld.html
Step 2: Fill out the online application
Here, we show the application form for the account opening of the Tagesgeld-PLUS account (Call Money):
What comes next?
Through the button Weiter (Continue), you get to the next page. Here you have the opportunity to check all data on accuracy. Afterwards, the application on account opening will be sent.
Each bank in Germany must know the identity of their customers. Therefore, the legitimacy is required by law. These options are available at the Comdirect Bank:
- Legitimating via PostIdent-procedure at any branch office of the post in Germany
- Legitimating via video call (holding ID in front of the camera will be possible soon)
- Confirmation of the ID-data by a notary.
The PostIdent-procedure is suitable for everyone, who is living in or visits Germany. The video call, which is already in use for some Comdirect products, enables the identity check from anywhere in the world – providing a powerful Internet connection.
The legitimating through a notary is intended for people, who live abroad and do not have the possibility to make the legitimating in Germany at a post office soon. From many, but not all countries, a notarial confirmation will be accepted.
As the set of rules occasionally change, it is useful to ask the Comdirect directly on the country, in which you are currently located. You can do this, for example, by telephone dialling + 49-4106-7088. Confirmations from the „developed world“, like the member countries of the European Union, Switzerland, USA, Canada, Australia and New Zealand are generally accepted.
The cost of the notary is born by the customer. The costs of sending the access data and the regular bank card (at a combination with a current account) are born by the bank. PostIdent and video calls are free for customers.
Ready for the account opening?
“Apply now for the Tagesgeld Plus ”
… the free savings account in Germany!
Account opening from abroad
The account opening from another country does not currently work through the online form, but through a PDF document. How to find the right PDF:
Questions on the account opening?
Please feel free to ask your questions to the editorial staff through the comments box of this page. We are pleased, if we can help others to open an account with our ideas and experiences.