Posts page

Unemployed? You, being customer, have to report that to the ING!

28.9.2020:  At first, we thought it is a bad joke – but it is not April anymore. About the facts: New reporting obligation about the change of the employment relationship, AGB (Terms and Conditions) 11 (6) The newly introduced Paragraph 6 of Number 11 of the General Terms and Conditions – valid from the 1st of November – stipulates … read more

"Corona-Loan" for private persons

22.9.2020:  Many of our subscribers of various years have already set up their personal credit line system. The key to it is the 5-credit-lines-system as a supplement to our account system. Perhaps you are not with us since long or have been guided to our smart bank customer community through a recommendation. This article shows you how to … read more

Open a Schufa-free current account …?

29.8.2020:  Yes of course, our subscribers already have a fabulous main account and many already a secondary account as well. It is also known that “too many” current accounts that are entered into the Schufa or a too fast switch (probably) do not have a very good impact on it. Advice: Do not switch “Schufa-entry-required” current accounts too … read more

Bitwala or 1822direkt (Sparkasse)?

18.8.2020:  Of course, this is a hypothetical question, with which we hope to initiate an interesting discussion through the comments feature. Before doing that, we will take a look into the comparison of the accounts of Bitwala and 1822direkt, a new connecting link between the digital currency industry and the real banking system, as well as a “granny-bank” … read more

… before you open a DKB-account!

12.8.2020:  There are two use options: main account sideline account (secondary account, housekeeping account, vacation account, reserve account, etc.) You won’t find such a division in the price-service-listing. The division is made with the use. This is most obvious at the limits. Use the secondary account with the functionality of a main account? You can find tips at … read more

Secret loan from a bank abroad – discrete option for smart bank customers?

8.8.2020:  Even if the here presented option is nothing for you today, please do not discard it immediately. Keep this page in the back of your head or save it. You can also recommend it to others. Many thanks! A. Few known backgrounds are coming to the light A.1 People with a “negative Schufa” Yes, there are people … read more

1,000 days of Aufsteiger-Training (Achiever) – Peek through the key hole

1.8.2020:  When the first interested parties from the circle of smart bank customers watched the opening presentation in early 2017, the goal was clear: Achieve the financial freedom within (only) 7 years! The steps between were not clear back then. However, some people have contributed, people who already went down that path. This is similar to a mountain … read more

Open account at N26 – yes or no?

18.7.2020:  149 smart bank customers have participated in our survey about N26 and have reported about their experiences with the bank N26. Thank you very much for everything! On this page you receive the prepared evaluation. We hope that it will be a good base for taking your decision, whether you will decide for an account opening – or … read more

€ 100 Bonus for an account opening account use …

6.7.2020:  Get Euros 100 from the Norisbank as a bonus for the account opening + active use? If you want it, click here ► www.norisbank.de ✅ What do you have to do to get Euros 100? You have to open the current account online. You have to use the online account switching service and redirect at least 5  … read more

Open the DKB as a secondary account and use it meaningfully with overdraft facility!

25.6.2020:  Of course, I am a fan of the DKB and use its account since 2004 as my main bank account. However, there are people, who already have a good bank account and only want to (provisionally) open a secondary account at the DKB and use it. For you, this article has been divided into 3 acts. Act … read more

« Previous Page — Next Page »