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14.4.2021: Whether the name shortening really has been chosen “wisely”, I do not want to assess. I liked the catchy name TransferWise (TW) very much. The second half of the word has often been written wrongly. How this will develop in the future, given the missing of the prominent “Transfer”, remains uncertain. It actually is a pity, because … read more

5.4.2021: Being an existing customer, you automatically get another card free of charge to your free current account at the Comdirect: Not a customer yet? You can change that – without minimum incoming money flow 1 – here: Order the current account with Visa Card at the Comdirect (free of charge) » Advantages of the Comdirect Visa Card … read more

29.3.2021: After our lastest securities account comparison of German providers, we had a request from our community for providers abroad with good conditions and we know the following from experience: German-speaking customer service. One of the biggest providers internationally is Interactive Brokers with their headquarters in New York, USA. You can only become a customer there, if you … read more

16.3.2021: Introduction: As we can recognize the new trend that Visa cards and Mastercards are not issued or are only issued for a fee as “true” credit cards at current account holding directs banks, such as the Comdirect, DKB or ING, it is again time to look for supplements. One option could be the “gebührenfrei Mastercard Gold” (fee-free … read more

26.2.2021: “Our” three main current account banks have adjusted their conditions in order to maintain themselves for the future. As there are partially changes on the way for us bank customers, you can see the new detailled comparison here: DKB ING Comdirect Account management fee per month free of charge free of charge if fulfilling one of … read more
22.2.2021: André Kostolany, one of my role models from my youth, said: Yes, our financial system is a fraud – but a damn good one! He did not see – during his time – any better alternative. Are we more evolved today? Some say no They say, “If the existing financial system will break down, there will be death and … read more

15.2.2021: Most of our readers did not catch it or have only observed it a little. We will address this case in our Sunday-mail, because it could be pioneering for the future. What happened? (rough summary) Most private investors buy shares and leave them. Their gain consists in the regular dividend payments (when the companies distribute profits among … read more

8.2.2021: The DKB with more than 4.5 million customers – main product is the free current account “DKB Cash” – is the German “bank leader”. When it changes some decisive conditions, then similar conditions change at other direct banks shortly after. However, they were most often not able to keep pace. Whether this also applies to the current changes, we … read more

25.1.2021: This is our recommendation for a secure “P-Konto” (account with seizure protection) – why and the background in the article. The most important data briefly: Withdrawing cash free of charge around the globe (1 × month) Incoming transfers free of charge (5 × month, then 50 cent each) Payments in Euros with the Mastercard are always free of charge … read more

8.12.2020: Have you ever noticed that you have to state your exact income at the loan application, but not your expenses? In any case, except for the actual rent costs or possible installments of existing loans. This is due to the fact that banks substract the expenses of the loan applicant with lump sums within the “expenditure account”. … read more