Why you need to open an account in Liechtenstein now!?
Security!
Even if your assets are (still) manageable today. If 50,000 euros* are taken away from you, which is not unimaginable in a national emergency, it will hurt you more than a multi-millionaire.
This article shows the right path to the safest German-speaking financial center in the world for absolutely every budget …
… the Principality of Liechtenstein
For 100 years, Liechtenstein has been the best German-speaking financial center in the world. However, Liechtenstein is not as well known internationally as Switzerland. This is advantageous for discreet investments. This is precisely not meant to be in the spotlight.
In 1926, the Persons and Companies Act was modernized in such a way that Liechtenstein became attractive for asset management and estate planning, for example via foundations and insurance solutions. This article does not go into that, because it concerns only very few of our readers. For the millionaires among us, there is a very interesting passage at the end of the article.
Proven even during the Third Reich
When Germany first sank into National Socialism and subsequently into total war in the 1930s, assets held with a Liechtenstein bank were safe. Regardless of whether as a credit balance in CHF – the currency in Liechtenstein – or as a securities account with international shares or in gold. Gold is considered the oldest global currency.
Neither the Wehrmacht nor any other German authority ever marched into Liechtenstein – nor will the Russians, the Americans or any other power do so nowadays. Liechtenstein is a sovereign, peaceful and debt-free Alpine state.
There are numerous international agreements on economic cooperation with other countries. Among other things, they stipulate that capital movements are free. Liechtenstein financial products may be offered in the EU. From a tax perspective, Liechtenstein is transparent. Investment income and other material information are transmitted to the home country, but the home country has no access to the account. Account freezes or garnishments, as they already occur thousands of times in Germany today, are excluded for our readers with an account in Liechtenstein.
No matter how you get into a war, history is full of examples of how the assets of the population were plundered in the process.
Why do I prefer Liechtenstein to Switzerland?
Aside from geopolitical aspects, on which people may have different views, it is the personal experiences and banking contacts in Liechtenstein.
Liechtenstein is small. When you have an appointment at a bank in Vaduz or Schaan, you might meet the bank’s CEO in the hallway. Decision-making paths within the bank or to cooperation partners are short. People know each other. In addition, continuity counts. Having no dedicated or constantly changing contact person is typical of average banking in Germany. But that is not how things are usually done in Liechtenstein. Except for our entry-level account:
Free call money account from 5,000 euros
Account can easily be opened online ► https://willbe.mein-onlineantrag.de/ ✅
Until a few years ago, Liechtenstein was reserved for millionaires. When the first Liechtenstein advisory service was set up a few years ago, this was done because an excellent bank was won over, which at that time opened accounts for our people with a minimum investment of 100,000 euros.
Some of the people from back then are still in good contact today, many thanks for that!
In the meantime, willBe – the direct brand of Liechtensteinische Landesbank (LLB) – has created a digital wealth platform. This is recommended for everyone who dislikes high fees and therefore accepts customer service exclusively by e-mail / chat and still wants to benefit from the secure location of Liechtenstein.
The wealth platform is continuously being expanded. Currently available are:
- Call money in several currencies at very good interest rates
- Fixed-term deposits as well (which are less recommended here),
- Gold, real bars stored in the bank vault,
- standardized asset management.
In principle, you can open the account with willBe without a minimum investment, because call money earns interest from the first euro, fixed-term deposits can be made from 100 euros, gold can be bought from 1 gram and investment in equities starts at 200 euros.
But: This article is meant to motivate you to build up at least 5,000 euros – just in case. None of us knows how the world will develop. Actually, there is optimism. But if the weapons lobby has a seat at the table during a peace conference, things can still get challenging in between. The concern is not about Russians or Americans – but about coercive measures that the government itself pulls out of the drawer in times of crisis.
Your first step today:
Liechtenstein for people from 50,000 euros
Some of us occasionally want to talk to their bank on the phone or at least not be limited to written communication in chats. Estably is not a bank, but a professional asset manager with highly individualized service for investment assets of 1 million euros.
However, there is the option to invest from 50,000 euros in a standardized portfolio. An account with Liechtensteinische Landesbank (LLB) will be opened for you via Estably. You transfer 50,000 euros or more. Then there are several options:
- leave it in the call money account,
- invest it as fixed-term deposit,
- buy physical gold and/or silver and store it securely,
- reallocate it into professional but standardized asset management (robo advisor).
Estably’s robo advisor awarded several times
Quality seals from tests are not shown here, because their use is subject to licenses and monitored by the agencies. Nor are the details of the investment strategy discussed. What is recommended, however, is to register with Estably and go through the onboarding process. In doing so, you can learn a lot and receive your account with the LLB:
Afterwards, you can decide whether the transfer amount remains in the interest-bearing account or whether it is invested in some form. Feasible?
Liechtenstein for millionaires from 500,000 euros
The full toolbox of private banking is open to you. Private banking in Liechtenstein is different from what you may already be used to in Germany. Why? Because in Liechtenstein there are far fewer restrictive regulations!
Liechtenstein private banking is always superior to German private banking!
However, even in Liechtenstein it is important to be put in touch with the right bank or the right banker at the right time. The right time is now, if you have not yet responded to one of the previous invitations.
Important: A bank/banker that really suits you
The right bank is the one that suits you. And you also have to be the right one. You cannot be wrong. But you can be one way or another. Unfortunately, there have already been cases where great people came to a great bank – but they were not aligned and therefore it all failed in the end!
That should not happen. Therefore, please accept this offer and place your success in proven hands and mediation skills. First there is an opportunity to get to know you, and then you receive the right ticket to the right bank for you.
It would be a high risk to set up an ill-thought-out system with some random bank and a random contact person … and to realize this months later and possibly correct it with help. So much time and probably fees would have been wasted that it is better to invest in support from someone who has known Liechtenstein from personal experience since 2009 and has helped numerous interested parties to get properly established.
Agency for finding the right banking partnership
In 2021, a specialized agency was set up in accordance with these guidelines, which has taken on precisely this task. If, when making an appointment, you write that you became aware of this opportunity via Optimal-Banking.de, it is possible that the consultation will be carried out personally. If you like?
If there has not yet been personal contact, the process is: Make contact – initial discussion by phone – decision on whether the account is opened by mail or in person – setup of the system.
Why private banking in Liechtenstein?
Because with private banking you can, in almost all cases, reach your goals faster and more safely. It already starts with the fact that you are in a different mental world. You are far away from product salespeople, long-term savings contracts and small-minded talk.
The banker who goes through your financial ideas with you may not yet be a multi-millionaire personally. But deals exclusively with them every day in client meetings. Do you think that this person listens differently than the average? Thinks differently? Has different opportunities for you?
Yes, of course!
And a few of them, with whom there has been very good collaboration for years, may let you enjoy a secret tip:
The graphic from the Christmas gift article ► Gold as equity for financing. Already seen it?
In addition, with private banking you can rely on:
- Account and securities account in several currencies
- Purchase of securities that have been banned in Germany or are subject to special taxes (for example truly physically backed precious metal ETFs)
- Safe deposit box outside Germany (access options!)
- Storage of gold coins and gold bars as well as
- Setting up a discreet credit line based on your assets (= Lombard loan)
- Numbered cards (= bank cards without the account holder’s name)
- Credit cards with extra high limits – without Schufa entry
- Advice at such a high level and with possibilities that are not possible in Germany due to regulation
- Issuing instructions by telephone
- Further options regarding inheritance arrangements
- No access options for EU and German authorities
- Different types of accounts (joint accounts, business accounts, including for foundations, cooperatives)
- Joint lunch after the bank appointment
- A well-kept secret
- A special level of security.
Which of these points are of interest to you?
If this suits you, schedule a meeting today: contact form. If this is (not yet) the right way for you, then at least open the free call money account and transfer at least 5,000 euros to your LI-IBAN. The time will probably come when you will be very glad you did. Please write a comment if you have already done it. Many thanks!
Previous articles on Liechtenstein
- Opening an account in Liechtenstein (2020)
- Account opening in Liechtenstein (2021)
- Liechtenstein account (2023)
*50,000 euros is half of the average wealth of a household in Germany. So if you have determined 100,000 euros in your net wealth balance sheet, one half has less and the other half more (= median wealth). The source is the German Economic Institute, 2023.
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