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25.8.2025: Since summer 2025, the German banking market has seen an interesting new player: BBVA – one of the largest financial groups in Spain – now offers a digitally managed current account here as well. What makes the BBVA account interesting: 3% interest for new customers, Free current account with no conditions, and Cashback on card payments. Behind … read more
27.6.2025: My first checking account was with Mittelbrandenburgische Sparkasse. I no longer have it today because, once I started earning money, it became subject to fees. My second checking account is with DKB. Back then, it was absolutely top class! It’s the oldest one I have, opened in 2004. Although there are now many other very good checking … read more
13.4.2025: More and more banks have established the practice of making fee-free account management dependent on a minimum monthly deposit. At our three top banks in Germany, which we monitor on an ongoing basis, the minimum amount of 700 euros has been maintained for years. ING hast increase this to 1,000 euros on 1.12.2024. A good opportunity to … read more
14.5.2023: If you want a free current account in Germany, most banks require good to excellent creditworthiness in order to even open the account. To keep account management and other services free of charge, most major online banks have established a minimum monthly income of 700 euros (for example DKB, ING, comdirect). German banks are the first choice … read more
26.10.2021: I rented new cars on my travels in Northern America multiple times. But for my business and personal use at home I have always bought used cars so far. Purchasing a used car in good condition is economical and makes sense unless one’s car is also a hobby or bought as status symbol. The average price of … read more
21.6.2021: Officially, the bank has not admitted anything yet. However, through different chanels up to subpages of dkb.de, there were bit by bit announcements published in the past weeks that make us suspect major changes. One can assume that the reactions at the market are closely observed in the Berlin headquarters and there will possibly be further adjustments … read more
20.5.2021: Today, we juxtapose two banks from the second row in a comparison. With second row, we refer to the fact that we do not present these two banks as frequently as e.g. the DKB, Comdirect and ING. As a consequence, it is notable that our community uses the N26 and Norisbank rather for a secondary account than … read more
17.5.2021: Many people that read this article do not yet have an account at BullionVault and this is why I start out with a screenshot for your motivation: Fair: BullionVault calculates the profit after all costs. In the past, purchase and storage fees have been the critique points of bank account savers compared to asset investments, such as … read more
29.4.2021: An additional account abroad grows in popularity – especially if it has no monthly account management fee and offers a German user interface, as well as a German customer service. In the European area, the two providers Wise and Revolut have reavealed to be the leaders. Many people of our community have accounts and cards already at … read more
25.4.2021: It has been claimed for years that one should not have more current accounts than absolutely necessary. In order to improve the Schufa-Score, one should even cancel credit cards. Even our portal was not free from it, as shown by this guest article of a financial journalist. First-class Schufa-ranking despite various accounts and cards! In the past … read more
