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3 secrets for Comdirect-customers

20.11.2018:  As you perhaps know, being a frequent reader, the Comdirect belongs to one of my favourite banks since years. Today, I want to share with you three “secrets”, so that you can use the bank more optimized and maybe even like the bank a little more than before. 1. Comdirect First How would you feel, if at … read more

Curve Card ► All in One

8.11.2018:  Guest article by blackwater.live* There are so many (free) bank and credit cards in Germany and other European countries. Which should you take with you on journeys or for the everyday use? Which card should I take with me today? The wallet becomes fatter and fatter. Now we add the questions of whom can I trust my … read more

Now Santander instead of DKB Visa Card?

29.10.2018:  Exactly at the time when the DKB cancelled the refund of foreign fees for withdrawing cash, the Santander introduced it with the 1Plus Visa Card! Back then, I thought that this was a bad joke! I thought it wouldn’t last. I was wrong! About two and a half years after this absolute improve of condition (for us … read more

Best credit lines in a comparison ✅

6.10.2018:  As you perhaps already know, I have a credit line at both of the following providers. They are by far the leading banks in this special segment! Due to the fact that not every application is approved at the first time, this comparison helps you taking the decision at which bank you should apply first. Questions? Help? … read more

Loan rejected? Tips for Try No. 2

28.9.2018:  Sometimes, people only become aware of our special portal, when they google in the Internet searching for the reason of a loan rejection. Upfront: You will never find out the true reason, because this is never told. Assumptions do not further help you, because they are an excuse and stick to the status quo (= no loan). … read more

Open the business account of the Postbank?

19.9.2018:  In the past 2 years, a hand full of start-ups, which offer a Smartphone-based (partially free) business account with Mastercard, arrived at the market. We took a look at all of them! Moreover, we also peeked into the business account of the Sparkasse and Volksbank, as well as of the Deutsche Bank and Commerzbank. Finally, we decided … read more

New Barclaycard Visa: Now better?

6.8.2018:  Barclaycard discontinues the for many years successful and repeatedly rewarded Barclaycard New Visa. Its successor is simply called Barclaycard Visa and is elegantly black. But… Attention: considerable change of conditions! Old and new card in a comparison You can see the pictures of my own cards, because I use them myself and report of my own experiences. … read more

Secret advice: Car loan in Germany

9.7.2018:  Besides investment banking (which also bears risks), banks earn most of their money through granting loans. Of course, because they get interest from money, which has been “drawn” with the loan approval. Guiding idea: Being smart bank customers, we won’t change the bank system, but we know or learn to use it cleverly! Who knows the banking … read more

Deposit cash through the Norisbank ► free of charge!

4.6.2018:  Today, you get a solution idea that I myself do not use – but some committed smart bank customers of our community: How do I deposit my cash free of charge without a local account? Prelude: local banknotes become more and more expensive Being frequent readers or customers of the Sparkasse and Volksbank, you know it: Maintaining a … read more

Asset building for kids and teenagers in Germany

23.5.2018:  The asset building for children and teenagers is easy. Especially, if you are a mother or father, as one needs you for the account opening. Sometimes, the offspring first has to convince the parents to open an account, so that he/she can already start with the asset building in early years. The most important is the time! … read more

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